Job Summary:

To be responsible for performing credit and financial analysis and ensuring that all the customers under the respective assigned loan portfolio obtain necessary information and are properly managed / carried out as well as soliciting deposit from customers in compliance with Bank’s Lending Policy and related rules and regulations.




Responsibilities:

· To prepare Credit Application to be in accordance with standards by ensuring all relevant information and related document, annual review of existing customers, along with comments of Marketing Section Chief

· To attend Marketing Section meeting to discuss current status of all outstanding issues

· To monitor and develop report of loan repayment activities, call reports, credit proposals and applications, follow up the business of customers, utilization for credit facilities as well as raise all potential problem account for early signs of problems to Marketing Section Chief for review

· To liaise internally with other business units with regards to Credit, Operations, Compliance and Audit matters to ensure that work is appropriately processed, also assist and facilitate in preparation of reports, and ensure the compliance with branch’s policies are pursued

· To support Marketing Section Chief in solicitation of deposit and on accompanying and interviewing in site visit/ customer call, manage existing customers and pursue good new potentials, perform data collection and analysis with regarding to customers’ credit worthiness

· To establish and negotiate, terms under which credit will be extended, including costs, repayment method and collateral requirements

· To serve as a contact officer for non borrowing accounts and loan relating to bank services

· To perform other tasks as assigned by Marketing Section Chief




Job Specifications:

Technical Knowledge

· Bachelor degree or higher in Accounting, Finance, Marketing or other related fields

· Understand organization culture

· Understand the organization structure, roles and responsibilities of each function thoroughly

· Good knowledge of the Bank’s products and services


Skills

· Inter-personal and problem solving skills

· Initiative, hard working and being able to deliver quality results under pressure

· Keep alert on market movement and local as well as international economic news world wild

· Proficiency in both Chinese and English in particular good written and verbal communication skills

· Credit and financial analysis

Good knowledge of products, customers’ applications/ uses, demand/supply dynamics and other aspects of business industries

盘谷银行（中国）有限公司（“盘谷中国”）是一家以服务为宗旨，聚焦中国和东南亚地区的商业银行。

盘谷中国由泰国最大的商业银行盘谷银行（大众有限公司）（“盘谷银行”）全资所有，泰国盘谷银行长期支持亚洲企业参与国际贸易，特别是在东南亚和中国。1954年，盘谷银行首家海外分行在香港设立。1986年，盘谷银行在北京设立代表处，之后相继在汕头，上海，厦门，北京，深圳（原汕头分行转迁）设立分行。