Responsibility
1． Collect necessary and updated financial and non-financial information and conduct analysis and monitoring in timely manner.
2． Communicate with client and other lenders including agent to collect updated information.
3． Cooperate with RMs to complete renewal of credit facility before expiry.
4． Closely monitor clients and industries, and report if any sign or events of credit deterioration in timely manner.
5． Self-assessment to assess the quality of the risk asset when the obligor is classified as cautious, etc.
6． Respond to any credit conditions and instructions in timely manner.
7． Compliance with both external and internal rules and regulations.
8． Closely communicate with HO or any other relevant departments / sections for an update.
9． Cooperate with RMs to understand the contents of documentation in order to protect the bank from any future credit events.
10． Prepare credit related reports for regulators, auditors or any other departments / sections.
11． Assist RM’s marketing by providing preliminary credit analysis including grading test on potential client.
12． Assist RM’s to test profitability by running RAROC / SMVA model.

Requirement
-University graduate; min. 3-4 years experience in banking/financial services industry.
-Good risk management and financial analysis skill, has strong banking products and regulations knowledge.
-Good communication skill, commitment, diligence, attention to details.
-Fluent Chinese & English, Good PC skills.

银行简介 三井住友银行（中国）有限公司，是由日本三井住友银行全额出资成立的中国本地子行。
日本三井住友银行由原樱花银行与原住友银行于2001年4月合并成立。原樱花银行与原住友银行分别是三井集团与住友集团的核心金融机构，且各自拥有悠久的历史。
作为世界知名的商业银行之一，日本三井住友银行不仅拥有广泛的海外分支机构，更以国际化的视角和战略方针，致力于为客户提供一系列高质量的综合性金融服务。自1982年在北京开设代表处以来，日本三井住友银行在中国的发展已有27年的历史。
2009年4月27日，三井住友银行（中国）有限公司正式开业，总行设立于上海，并拥有北京、广州、杭州、苏州和天津5家分行，以及天津滨海和苏州工业园区2家支行。
我行竭诚为客户提供全面、优质、专业的银行服务，现诚邀优秀人才的加盟，与我行携手共进、共同发展！